SELF-STORAGE TENANT INSURANCE
Do you want to purchase insurance for your rented self-storage unit? Visit this page to purchase a policy online.
Self-Storage Tenant Insurance
With nearly 50 years of self-storage experience, MiniCo knows the unique risks faced daily by self-storage business. Our two Tenant Insurance programs offer convenient options for self-storage operators, while providing the same coverage and benefits for tenants.
With Pay-With-Rent Tenant Insurance self-storage businesses can bundle coverage costs into tenants’ monthly rental fee. This provides a new regularly-recurring revenue stream for the business, with competitive fees and minimal administrative effort.
MiniCo’s TenantOne Direct Tenant Insurance program is the most widely used mail-in tenant insurance program in America. The self-storage facility simply provides tenants with the insurance application during the leasing process and explains that obtaining insurance for their stored goods is the tenant’s responsibility. Once a tenant submits the application, MiniCo handles the rest.
Coverage Highlights
Pay-With-Rent Tenant Insurance
Pay-With-Rent Tenant Insurance allows tenants to pay for insurance with their monthly rental fee. Important licensing information by state may be found here.
Highlights for customers:
- $0 deductible
- Coverage includes fire, smoke, burglary, lightning, windstorm, hail, water damage, earthquake, building collapse, explosion, vandalism and riot (some exclusions apply)
- Coverage for vehicles stored in a unit
- Excellent claims reputation
- Primary policy for tenant property
- Replacement cost coverage
- Rodent/vermin damage coverage
- Underwritten by AM Best A-rated carrier
Highlights for facility owners:
- Highlights for facility owners:
- Available on most leading management software applications
- Competitive administrative fees paid to owners
- Easy facility administration
- Facility protection coverage in the event of a fire originating in an insured tenant’s rented unit
- No annual membership fee
- No claims handling responsibilities
TenantOne Direct Tenant Insurance
The TenantOne Direct Tenant Insurance program is very easy to implement for the self-storage facility. Tenants can purchase coverage directly from MiniCo over the phone, by mail, or online.
Highlights for customers:
- $0 deductible
- 100% burglary coverage
- Coverage includes fire, smoke, burglary, lightning, windstorm, hail, water damage, earthquake, building collapse, explosion, vandalism and riot (some exclusions apply)
- Coverage for vehicles stored in a unit
- Excellent claims reputation
- Limits up to $75,000
- Replacement cost coverage
- Rodent/vermin damage coverage
- Primary policy for tenant property
- Underwritten by AM Best A-rated carrier
Highlights for facility owners:
- Easy to implement
- Facility protection coverage in the event of a fire originating in an insured tenant’s rented unit
- MiniCo provides free marketing materials
- No administrative requirements
- No claims handling responsibilities
- Simple brochure
Key Contact
James Appleton
Director of Sales, Special Risk
800-528-1056
tenantinsurance@minico.com
FAX: 800-637-4981
Facility Applications
Order Tenant Insurance Marketing Materials
To order additional forms, brochures or marketing materials, please call (800) 544-6464 or complete the form below.
File a Claim
Claims can be easily completed and submitted online. For best results, complete forms on a desktop computer, laptop computer, or tablet. Completing forms on a smartphone is NOT recommended.
When you submit a completed form, you will see a “Thank You” page. This page confirms that MiniCo has received your form. From this page, you will have the opportunity to download or email a copy of the completed form.
Email: claim@minico.com
Phone: (800) 528-1056
Fraud Hotline: (855) 875-0775
Fax: (602) 678-3512
After Hours: (855) 861-0876